You have a mortgage on your home which has come to the end or near the end of its fixed period and you want to switch to a better/cheaper rate, making sure that your payment is within your budget. We would switch your rate which is affordable and is best suited to your circumstances by searching and recommending from our comprehensive lender panel.

You may find yourself instead of moving to a bigger property financially it would make more sense to add an extra bedroom to your home with a new extension or you may want a new kitchen or bathroom, we would remortgage your current property and raise the extra funds you require to achieve your goals and aspirations.

All those monthly credit card bills or loan payments is draining your monthly wage packet! To ease financial strain we would convert all those payments into 1 payment by raising funds required with a remortgage and cancel all the payments with a debt consolidation.

At Millennium Finance we offer bespoke re-mortgage advice to you, our client, and we will take time to understand your situation, efficiently analyse your requirements and assess your financial situation.

We have an in depth knowledge of the mortgage market and the process of re-mortgaging. We will find the most suitable deal for your circumstances and act in complete honesty, you will be kept in the loop throughout the process, until we have found absolutely the right solution for you. We will make sure that you are completely aware of all the costs involved.

The mortgage market is competitive and as a result there is numerous products and opportunities for mortgage repayment. Lenders will, as with your previous mortgage, require evidence of your income and bank statements.

Consolidating debt may reduce your outgoings now, but you may end up paying more overall. Your home may be repossessed if you do not keep up repayments on your mortgage.

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